What is your investment philosophy?
Fees and commissions negatively impact Investment returns. Therefore WittFit Financial, LLC typically recommends diversified, low-cost mutual funds, exchange-traded funds, and other investments to achieve our client’s financial objectives. However, in some instances, our clients may want further, more specific investment recommendations. In these cases, WittFit Financial, LLC will employ fundamental analysis and the capital asset pricing model. to evaluate and recommend securities
Are you a fiduciary?
Yes, I act as a fiduciary which means I put my client’s interest ahead of my own. I structured WittFit Financial to reflect my fiduciary responsibilities by minimizing fees, selling only services, and maintaining transparent communication.
What is your fee structure?
WittFit Financial, LLC provides financial planning services on a fixed and hourly fee basis. We review the client’s financial situation and provide an in-depth portfolio analysis for $100.00 – $999.00, depending on the complexity. WittFit Financial, LLC charges an hourly fee when clients request financial planning for isolated topics. The hourly fee is $100.00 and is negotiable based on the type of analysis or research requested.
Who are your typical clients?
WittFit Financial, LLC serves three specific under-served groups. We help young professionals transition from college to full-time employment. We support families in transition where additional financial support and education are required. We assist ALICE families attempting to stabilize their financial situation. These three groups are often overlooked by financial planners and investment advisors. WittFit Financial fills this gap by tailoring our financial coaching and guidance to meet the needs of these communities.
How will we work together?
Structurally, we can meet in person or through video conferences. At times, more frequent communication may occur via text or email. Throughout the process we will partner closely to ensure excellent communication. As part of the process, I will be helping you understand and learn as much about financial planning as you desire.